Terms and Conditions

Effective Date: August 5, 2025

Acceptance of Terms

By accessing and using arcylithora's website and services, you accept and agree to be bound by these terms and conditions

If you do not agree to these terms, please do not use our services

Definitions

For the purposes of these terms, the following definitions apply

  • Service: The financial planning subscription service provided by arcylithora, including consultations and related support
  • User: Any individual who accesses or uses our website or services
  • Content: All information, text, graphics, and materials provided through our service
  • Company: arcylithora and its affiliates, employees, and authorized representatives

Service Description

arcylithora provides subscription-based financial planning consultations and guidance to help individuals make informed financial decisions

Services are provided subject to availability and may be modified or discontinued at our discretion

User Responsibilities

As a user of our services, you agree to

  • Provide accurate and complete information during consultations
  • Maintain the confidentiality of your account credentials
  • Use services only for lawful purposes
  • Respect intellectual property rights of arcylithora and third parties
  • Comply with all applicable laws and regulations

Prohibited Uses

You may not use our services to

  • Provide false or misleading information
  • Attempt to gain unauthorized access to our systems
  • Interfere with other users' access to services
  • Violate any applicable laws or regulations
  • Use services for commercial purposes without authorization

Intellectual Property Rights

All content, trademarks, and intellectual property on our website remain the property of arcylithora or our licensors

Users may not reproduce, distribute, or create derivative works without written permission

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information Privacy Policy

Disclaimers and Limitations

No Warranty

Services are provided "as is" without warranties of any kind, express or implied

Limitation of Liability

arcylithora's liability for any damages arising from use of our services is limited to the amount paid for services in the preceding 12 months

In no event shall our total liability exceed the subscription fees paid by the user

User Indemnification

Users agree to indemnify arcylithora against claims arising from their use of services or violation of these terms

Dispute Resolution

We are committed to resolving disputes fairly and efficiently

Arbitration

Disputes may be resolved through binding arbitration under Australian commercial arbitration rules

Arbitration Authority: Australian Commercial Disputes Centre (ACDC)

Online Dispute Resolution

European users may access the EU Online Dispute Resolution platform for consumer disputes

EU ODR Platform

Termination

Either party may terminate the service relationship at any time with appropriate notice as specified in the subscription terms

Upon termination, access to services will cease and any outstanding obligations remain in effect

Governing Law

These terms are governed by Australian law and subject to the jurisdiction of Australian courts

Severability

If any provision is found unenforceable, the remainder of these terms shall remain in full effect

Entire Agreement

These terms constitute the complete agreement between you and arcylithora regarding use of our services

Modifications to Terms

We may update these terms periodically and will notify users of significant changes

Continued use of services after changes constitutes acceptance of modified terms

Contact Information

For questions about these terms, please contact us at contact@arcylithora.com

contact@arcylithora.com

+61 778-095-067

123 Collins Street, Melbourne VIC 3000

By using our services, you acknowledge that you have read, understood, and agree to these terms and conditions