Terms and Conditions
Effective Date: August 5, 2025
Acceptance of Terms
By accessing and using arcylithora's website and services, you accept and agree to be bound by these terms and conditions
If you do not agree to these terms, please do not use our services
Definitions
For the purposes of these terms, the following definitions apply
- Service: The financial planning subscription service provided by arcylithora, including consultations and related support
- User: Any individual who accesses or uses our website or services
- Content: All information, text, graphics, and materials provided through our service
- Company: arcylithora and its affiliates, employees, and authorized representatives
Service Description
arcylithora provides subscription-based financial planning consultations and guidance to help individuals make informed financial decisions
Services are provided subject to availability and may be modified or discontinued at our discretion
User Responsibilities
As a user of our services, you agree to
- Provide accurate and complete information during consultations
- Maintain the confidentiality of your account credentials
- Use services only for lawful purposes
- Respect intellectual property rights of arcylithora and third parties
- Comply with all applicable laws and regulations
Prohibited Uses
You may not use our services to
- Provide false or misleading information
- Attempt to gain unauthorized access to our systems
- Interfere with other users' access to services
- Violate any applicable laws or regulations
- Use services for commercial purposes without authorization
Intellectual Property Rights
All content, trademarks, and intellectual property on our website remain the property of arcylithora or our licensors
Users may not reproduce, distribute, or create derivative works without written permission
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information Privacy Policy
Disclaimers and Limitations
No Warranty
Services are provided "as is" without warranties of any kind, express or implied
Limitation of Liability
arcylithora's liability for any damages arising from use of our services is limited to the amount paid for services in the preceding 12 months
In no event shall our total liability exceed the subscription fees paid by the user
User Indemnification
Users agree to indemnify arcylithora against claims arising from their use of services or violation of these terms
Dispute Resolution
We are committed to resolving disputes fairly and efficiently
Arbitration
Disputes may be resolved through binding arbitration under Australian commercial arbitration rules
Arbitration Authority: Australian Commercial Disputes Centre (ACDC)
Online Dispute Resolution
European users may access the EU Online Dispute Resolution platform for consumer disputes
Termination
Either party may terminate the service relationship at any time with appropriate notice as specified in the subscription terms
Upon termination, access to services will cease and any outstanding obligations remain in effect
Governing Law
These terms are governed by Australian law and subject to the jurisdiction of Australian courts
Severability
If any provision is found unenforceable, the remainder of these terms shall remain in full effect
Entire Agreement
These terms constitute the complete agreement between you and arcylithora regarding use of our services
Modifications to Terms
We may update these terms periodically and will notify users of significant changes
Continued use of services after changes constitutes acceptance of modified terms
Contact Information
For questions about these terms, please contact us at contact@arcylithora.com
contact@arcylithora.com
+61 778-095-067
123 Collins Street, Melbourne VIC 3000
By using our services, you acknowledge that you have read, understood, and agree to these terms and conditions